Rates & Insurance
We believe therapy should be accessible. We accept most major insurance plans, offer transparent self-pay rates, and will verify your benefits before your first appointment — at no cost to you.
Current client? Pay your balance or manage your appointments.
Log In to Client PortalTherapy should be accessible to everyone.
Cost is one of the most common reasons people put off therapy — and we take that seriously. We work with most major insurance providers, accept HSA and FSA cards, and our client care team will walk you through your options before you commit to anything. If you have questions about affordability, just ask. We'll figure it out together.
These are our standard rates for clients who are uninsured, out-of-network, or prefer to pay privately. If you have insurance, your negotiated in-network rate will apply instead — typically lower than the rates below.
Your first visit includes a full clinical assessment to understand your needs and match you with the right therapist.
Our most common session length for individual, couples, or family therapy.
Available for follow-up appointments and certain care plans.
Contact our client care team for current group options and pricing.
Using insurance? Your actual cost will depend on your specific plan, deductible status, and copay. We verify your benefits as part of the intake process so you know what to expect before your first session. We cannot guarantee specific out-of-pocket amounts — your insurance provider is the best source for that information.
Brighter Sky Counseling is in-network with the following plans. Our client care team will confirm your coverage and verify your benefits before scheduling — at no cost to you.
In-network status varies by therapist. Not every provider at BSC accepts every plan listed above. Please contact our client care team to confirm whether a specific therapist accepts your plan, or browse individual therapist pages to check insurance details.
Insurance can feel confusing — especially when it comes to mental health. Here are the key terms that affect what you'll pay out of pocket. When in doubt, call your insurance provider or ask our team to help you understand your benefits.
A fixed amount you pay per session, regardless of your deductible. Common copays for therapy range from $20 to $60 per visit.
The amount you pay out of pocket before insurance kicks in. If your deductible isn't met yet, you may pay more per session early in the year.
Seeing an in-network provider like BSC typically costs you less. Out-of-network care may have higher costs or may not be covered at all.
Federal law requires most insurance plans to cover mental health services at the same level as medical care. You have the right to use your benefits.
Payment is collected at the time of service. We accept the following methods:
Current Client Portal
Pay your balance, view statements, manage appointments, and update your information — all in one place.
Questions about cost? Just ask.
Our client care team will verify your insurance, explain your benefits, and make sure you know what to expect — before you ever come in for your first visit.
Request an Appointment Or call or text us at (406) 272-6228Insurance eligibility requires verification and is not a guarantee of benefits or coverage. In-network status varies by clinician. Rates are subject to change. We verify your coverage as part of intake but cannot guarantee specific out-of-pocket amounts — please confirm deductibles, copays, and coinsurance directly with your insurance provider. For a Good Faith Estimate of costs, see the link below.